End-of-Year Life Checkup: Is Your Coverage Still Right?

As the year comes to a close, it's a natural time for reflection and taking stock of where life has brought us. With the holiday season and the open enrollment period upon us, it's the perfect opportunity to rethink our life insurance needs.

Life is full of twists and turns—expected and unexpected—that can often make our old insurance policies outdated. Your priorities and responsibilities may have shifted without you even realizing it. Perhaps this year you welcomed a child or a grandchild, bought a home, or faced changes in your health or income.

Why Reassess Life Insurance Annually?

• New financial commitments like buying a home may require more comprehensive coverage.
• Getting married or divorced can significantly impact your financial responsibilities.
• A new job, promotion, or retirement could change your coverage needs.
• Adjusting beneficiary designations or estate plans ensures your policy reflects your current wishes.
• Changes in health, income, or long-term financial goals might necessitate policy adjustments.

Reassessing your life insurance not only aligns your coverage with your current lifestyle but also provides peace of mind. Knowing your insurance still matches your life's circumstances is a proactive step worth taking before the year ends.

If it's time for an annual review, schedule a quick coverage checkup. It's an easy and supportive process that ensures continued peace of mind for you and your loved ones.